Financially Wellthy® Frequently Asked Questions A warm, human explanation of how we work — and why it matters.
🌿 OUR PHILOSOPHY & APPROACH
Financially Wellthy® is a coaching and education platform designed to strengthen the person behind the decisions.
This work integrates life coaching, self-mastery, financial education, and values-based awareness to help people create clarity, confidence, and alignment across self, life, and money — without shame, pressure, or one-size-fits-all systems.
Money is deeply personal because it touches almost every area of life — relationships, career, health, time, confidence, and security.
Our relationship with money is shaped by early experiences, beliefs, emotions, and life transitions. Two people can earn the same income and experience money in completely different ways.
That’s why Financially Wellthy™ focuses on understanding the whole person, not just the numbers.
Emotions influence money decisions far more than logic alone.
Fear, pressure, guilt, confidence, and self-trust all play a role in how we spend, save, avoid, overextend, or hold back. Coaching brings awareness to these emotional drivers so decisions can be made consciously, not reactively.
Money doesn’t live in isolation.
It influences — and is influenced by — relationships, career and purpose, health and energy, time, boundaries, and self-worth. Financially Wellthy® often uses a Life Design Wheel to explore how money interacts with these areas so alignment can be built in a sustainable, realistic way.
🌿SPIRITUAL & SELF-AWARENESS TOOLS
Yes — when it’s desired by the client.
Spiritual coaching within Financially Wellthy™ is non-denominational and not tied to any specific belief system. It focuses on meaning, values, inner alignment, and personal growth — not religion or doctrine.
Some clients want this layer. Others don’t. Coaching is always guided by what feels supportive and aligned for you.
Yes — as optional self-awareness tools.
I’m certified in the Enneagram and may also draw from tools such as CliftonStrengths or Myers-Briggs–style frameworks when they support insight and reflection.
These tools are used to facilitate understanding, not to label, diagnose, or define anyone. Participation is always optional.
🌿KIDS & TEENS PROGRAMS
Kids are already observing money every day — how adults talk about it, stress around it, spend it, or avoid it.
These programs help kids and teens develop healthy frameworks, awareness, and understanding before patterns become ingrained.
Yes — through age-appropriate education.
Programs introduce concepts such as:
- what investing is
- why people invest
- long-term thinking
- the difference between saving and investing
We do not provide investment advice, recommendations, account guidance, or execution.
Programs are educational and may include:
- workbooks
- course or lesson materials
- guided activities
- discussion and reflection prompts
Not all programs include a printed workbook, but most include structured educational materials.
Teen programs are typically one-day immersive experiences (6–8 hours) or structured workshops.
They focus on real-world financial education, including saving, spending, budgeting, investing concepts, habits, debt awareness, and navigating peer pressure — all without providing financial advice.
If your child is unable to attend due to illness, we will always offer a full credit that can be used toward a future Financially Wellthy" camp or program.
For general cancellations, we offer a full refund if notice is given at least two weeks prior to the start of camp. Within two weeks, we do not provide a credit, as planning and materials have already been prepared.
You're also always welcome to transfer your child's spot to another child if that is helpful.
My goal is to keep this supportive and flexible for families while also honoring the preparation that goes into each camp.
Contact me directly if you'd like a more in-depth explanation.
🌿Advisor Development & Professional Programs
Financially Wellthy® Advisor Development provides human-centered professional education for financial advisors and wealth management firms.
The training focuses on interpersonal capabilities that complement advisors' existing technical expertise, including deeper listening, meaningful questioning, client discovery, emotional intelligence, behavioral understanding, advisor self-awareness, and intentional role shifting.
Drawing on coaching-informed techniques and practical communication tools, the programs help advisors better understand the people they serve, recognize what different conversations require,
and connect human insight with financial recommendations and action.
The goal isn't to turn advisors into coaches. It's to strengthen the human side of their existing advisory work.
No.
Our advisor development programs do not teach investment strategies, product selection, or portfolio construction. They focus on the interpersonal, emotional, behavioral, and communication skills that complement an advisor's technical financial planning expertise.
Yes.
Our existing six-credit professional education program is approved for CFP® continuing education under its current registered course title, Advisor Edge™.
The curriculum focuses on the human side of financial planning, including interpersonal communication, client psychology, behavioral understanding, emotional intelligence, and coaching-informed skills.
We are transitioning the program to a new title for 2027. Any continuing education credits remain subject to the applicable CFP Board requirements and the approval status of the specific course.
Please contact us for current course availability, CE eligibility, and reporting details.
Yes.
Financially Wellthy™ supports life coaches and helping professionals who want to integrate financial wellbeing conversations into their existing practice — ethically and confidently, without providing financial advice.
🌿COACHING & EDUCATION
Life coaching is a forward-focused, collaborative process that helps you slow down, reconnect with yourself, and gain clarity around what matters most.
Many people come to coaching during transitions, moments of uncertainty, or when something no longer feels aligned. Coaching creates space to explore, reflect, and move forward with intention — without pressure or judgment.
Self-mastery coaching focuses on awareness — how beliefs, emotions, and internal patterns influence the way you think, react, and make decisions.
This work helps you build self-trust, regulate stress, and respond more intentionally to life and money challenges. When awareness grows, clarity and confidence often follow.
Financial coaching focuses on your relationship with money, not managing money for you.
In Financially Wellthyâ„¢ coaching, we work on:
- money beliefs and emotional patterns
- habits around spending, saving, and priorities
- financial education and awareness
- decision-making confidence
Financial coaching does not include investment advice, asset management, financial planning, or product recommendations.
Most individual coaching sessions are 60 minutes, allowing time for reflection, insight, and real-life application.
Group programs, workshops, and educational experiences vary by format.
We always begin with an initial conversation
.
This is a supportive, low-pressure space to talk about where you are, what you’re navigating, and what kind of support feels most aligned. From there, we decide together whether coaching is a good fit and what structure makes sense.
Coaching is not one-size-fits-all.
After the initial conversation, recommendations are made based on your goals, needs, and preferred level of support. Some people benefit from short, focused work, while others prefer a longer, more integrated journey.
No.
Therapy focuses on diagnosing, treating, or healing mental health conditions and often explores the past. Coaching is forward-focused and supports awareness, growth, and intentional decision-making.
Many people work with both a therapist and a coach, each serving a different role.
🌿ADVISING & COACHING BOUNDARIES
Many financial advisors thoughtfully incorporate coaching skills into their work — and I believe that human-centered approach is incredibly valuable. I use coaching skills in my own advisory work as well.
Financially Wellthy™ is different in that it offers dedicated, non-advisory coaching and education sessions that focus entirely on awareness, alignment, and confidence — not financial implementation.
Traditional financial advising involves regulated guidance, recommendations, and execution.
Financially Wellthyâ„¢ intentionally steps outside that role to strengthen the person behind the decisions, not the decisions themselves.
Both approaches matter — they simply serve different purposes.
Yes — absolutely.
Coaching and educational programs are offered independently and do not require an advisory relationship.
No — not at the same time.
Because I am also a regulated financial advisor outside of Financially Wellthy®, individuals work with me in one capacity at a time — either as a coaching/education participant or as a financial advisory client.
This boundary protects clarity, integrity, and ethical alignment.
Yes — sequentially, not simultaneously.
Someone may complete coaching and later choose to work with a financial advisor, or pause advisory work and engage in coaching. You are always welcome to work with another advisor or another coach concurrently.
🌿SPEAKING & WORKSHOPS
Speaking engagements focus on financial wellbeing, money mindset, boundaries, burnout, life alignment, and preparing the next generation for real-world money.
Topics are customized by audience. Please see the Speaking page for a full list.
No.
All speaking engagements are educational and inspirational and do not include individualized financial or investment advice.
IMPORTANT DISCLOSURE
Financially Wellthy® provides coaching and educational services focused on personal growth, financial awareness, and decision-making confidence. These services do not include investment advice, asset management, or product recommendations. Financial advisory services, where applicable, are offered separately through a registered advisory firm.